Deciding whether to jump into the housing market or rent instead is rarely an easy decision – especially if you’re a first-time homebuyer. But in today’s whirlwind market, you may find it particularly challenging to pinpoint the best time to start exploring homeownership.

A real estate boom during the pandemic pushed home prices to an all-time high.1 Add higher mortgage rates to the mix, and some would-be buyers are wondering if they should wait to see if prices or rates come down.

But is renting a better alternative? Rents have also soared along with inflation – and are likely to continue climbing due to a persistent housing shortage.2 And while homebuyers can lock in a set mortgage payment, renters are at the mercy of these rising costs for the

Eager to slash household expenses? Look no further than your unused subscriptions.
It’s easy to get lured by subscription services that seem inexpensive.
But all that money adds up!
According to C+R Research, most consumers spend more than $200 on subscriptions every month (yikes!). And 42% admit that they’re still paying for subscriptions they never use.

Cutting back on subscription services could help you save to meet bigger goals. Sift through your automatic payments to see which ones deserve a goodbye — and you can say hello to improved money management.

Do you have some sneaky ways to save on household expenses? We’d love to hear them!
Share if you dare! 

Don’t cry for Conan O’Brien just because, after almost 28 years, he no longer has his own late-night talk show. He’s been busy enjoying the Southern California coast, where he owns two multimillion-dollar beach homes. Of course, he has been trying to sell one of his Carpinteria luxury homes for $16.5 million since July. But that didn’t stop him from picking up an even more dazzling retreat in August.

His latest purchase is in the same town south of Santa Barbara and he paid $23 million, according to Dirt. The 4,000-square-foot, cottage-style home was originally built on Sand Point in 1963.
Since then, it’s been very elegantly updated.

Read on

Thinking about buying a home? It’s time to check on your credit score.

A good credit score shows lenders that you are a safe investment.
The higher your score, the lower the rates you’re likely to qualify for.

1. Limit your credit applications
2. Avoid closing old accounts
3. Make future payments on time
4. Pay down credit card balances
5. Fix errors on your credit report

But don’t panic if your rate isn’t there yet! You can improve it through a few key steps, and over time, that score will start to climb!

Your home’s HVAC system works hard throughout the year. Unfortunately, this can cause it to experience problems over time, often at a time when you’d really rather it not fail on you. This is why yearly maintenance and inspections are recommended, since a little bit of attention now can save you a whole lot of problems (and money) later on.

There’s more that you can do to help your HVAC system stay in good working order than just having it inspected and maintained, though. One of the big things that you can do to help is keeping your ductwork clean. This helps to prevent blocked airflow, keeps dust and other particles from being recirculated into the air, and overall reduces the strain on your HVAC unit as it tries to push air through the entire

As I am a member of The Institute for Luxury Marketing, I thought I would share with you their September 2022 report for Boca Raton - Delray Beach.

It is your guide to a general analysis on the trends and comparative data on the top-residential markets in the Boca Raton - Delray Beach area.

Statistics are separated between single family homes and condominiums / townhomes in Boca Raton - Delray Beach.

At the national level:

Over the last few months, the luxury real estate market has experienced the return of a more normal pace for those looking to buy and sell their homes. Recent trends also continue to show a considerable moderation in the number of sales and the rate of price increases, which has certainly taken the pressure off the

A 350-year-old Spanish shipwreck expedition unveiled jewel-encrusted pendants and gold chains, and they’re now on display at the new Bahamas Maritime Museum.
If you want to see the remnants of The Nuestra Señora de las Maravillas (Our Lady of Wonders), this exhibition is a must-see! 

Just Listed: 500 SE Mizner Bvd, #A311, Boca Raton, FL. 33432 Townsend Place luxury condominium for sale MLS# RX-10832189

See condominium details: 500 SE Mizner Bvd, #A311, Boca Raton, FL. 33432 Townsend Place

The Residence: unit A311

!!! LOCATION !!!! PRIVACY !!!! RARE LUXURIOUS TOWNSEND PLACE CONDO.
Right Downtown Boca Raton in between the new Alina and Mandarin Oriental in construction.
The extensive luxury remodeling of Townsend Place is near completion and will soon be offering a new and vibrant look with spectacular updated lobbies and common areas.
This spacious NW corner unit, 3rd floor, 2 bedroom + den, 3 bathroom, features over 2,700 total sqft.
It includes a wrap around 448 sq.ft. patio, 9 ft volume ceilings, floor-to-ceiling

Katy Perry Breaks Even on Sale of Beverly Hills Mansion. The pop star has sold her swanky estate for $18 million.
She purchased the property in 2017 for $17,995,000.

Cover your castle day and “knight” with the right homeowners insurance!
Before you purchase or renew your homeowners insurance policy, make sure you get answers to these five important questions.

1- Is the policy limit high enough to cover the cost of rebuilding my home?

2- In the event of a loss, will I be reimbursed for "replacement cost" or "actual cash value"?

3- Are there any gaps in coverage?

4- How would a higher or lower deductibe impact my premium?

5- Do I qualify for any discount?

Being protected is good, but knowing you’ve chosen the best policy for YOU is better!
Reach out for a referral!