Investment tips

Investment tips

There are currently 47 blog entries related to this category.

December 2025 - Jean-Luc Andriot - Blog Image 120425

Timing isn’t everything in real estate, but it can mean the difference between saving $20,000 or paying a premium, selling in 30 days or waiting three months, and negotiating from a position of strength or uncertainty.

As we look toward 2026, understanding seasonal patterns has become more critical than ever. With inventory levels normalizing and market conditions continuing to evolve, knowing when to make your move can dramatically impact your outcome. Whether you're a first-time buyer watching every dollar or a seller trying to maximize your profit, the season you choose matters.

The challenge? Not everyone can wait for the "perfect" time. Job relocations happen in January. A growing family needs more space in July. Retirement doesn’t wait for

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November 2025 - Blog Image - Jean-Luc Andriot for Jean-Luc Andriot blog 110325

For millions of homeowners, checking their Zillow Zestimate has become as routine as checking a stock portfolio—a quick hit of seeing your home's estimated value, right at your fingertips. With 178 million monthly users and over 100 million homes covered, the platform's instant, free, and convenient appeal is undeniable.

But here's a famous cautionary tale: Spencer Rascoff, Zillow's former CEO, sold his own home for a staggering 40% less than its Zestimate. This story highlights a critical fact that many homeowners don't realize: Zillow itself calls its Zestimate a "starting point... not an appraisal"1.

If the creator of the system can be off by that much, how accurate are online home valuations for the rest of us? Relying on an automated number

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September 2025 - Jean-Luc Andriot - Blog Image for Jean-Luc Andriot 090225
 

Real estate continues to dominate as America's favorite long-term investment strategy. For the 12th consecutive year, 37% of Americans consider real estate the top investment choice—nearly doubling stocks at just 16%.1 This isn't just sentiment; investors are putting their money where their beliefs are, purchasing 13% of all homes sold in 2024.2

The truth is, real estate offers unique advantages that traditional investments can't match. A rental property provides multiple income streams, delivering monthly rent payments while simultaneously building equity and appreciating in value. Plus, leverage amplifies returns: Even if you put down 20%, you’ll benefit from 100% of the property's appreciation gains. Tax advantages, such as depreciation and

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March 2025 - Jean-Luc Andriot - Blog Post Image for Jean-Luc Andriot blog 030325

Tax season. Just the words can send shivers down your spine.
But if you're a homeowner, there's a silver lining: potential savings! 

You’ve probably heard that you can deduct the interest you pay on your mortgage — but did you know there are many other ways homeowners can reduce their tax burden? Before you start your return, read this post for common home-related tax deductions, eligibility requirements, and tips on how to maximize your savings.

Home-Related Tax Savings: The Basics

Before we get into the details, it’s important to define some important terms to set the stage. 

Tax Deductions vs. Tax Credits

Most tax savings opportunities for homeowners come in the form of tax deductions. Deductions work by reducing your taxable income —

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February 2025 - Jean-Luc Andriot Blog Post Image for Jean-Luc Andriot blog 020325

4 Home Remodeling Projects with the Highest ROI

Ask any homeowner about what they would like to change about their home, and most will say, “How much time do you have?".

Home improvements (cue Tim Allen on the TV show) or home remodeling projects can stem from a variety of motivations, like preparing your home to put on the market, adding space for a growing family, addressing outdated features or aesthetics, or fixing structural/functional issues with the home.

However, when it comes to home remodeling projects, too many people assume their project will proportionally increase the value of their home. Few actually consider the complete scope of return on investment (ROI), taking into account not only potential impact on resale value but also

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January 2025 - Jean-Luc Andriot - The 2025 Real Estate Report Blog Post for Jean-Luc Andriot blog 010225

Experts Predict Home Values to Increase 1.5% to 3.6% in 2025. Top housing experts and economists give a glimpse of what mortgage rates, home values and the national real estate market will do in 2025.

Key Takeaways

  • Mortgages are forecasted to remain higher for longer; but there are things you can do to lower your rate.
  • Home values are predicted to increase incrementally on a national level; and there are projects you can do to increase your home's value.
  • The national market will slightly favor sellers in negotiations; however, real estate is driven by local dynamics and may favor either buyers or sellers.

Note: real estate is a dynamic market and forecasts made in this article will change as the year unfolds.

Mortgage Rates

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November 2024 - Jean-Luc Andriot - Blog Post Image for Jean-Luc Andriot blog 110424

For many homebuyers, multigenerational living used to be considered an option of last resort: it was a route families took only when they needed to ride out a financial storm or care for ailing family members. But that mindset is on the decline: A growing number of families now say that they are embracing multigenerational living and moving in together by choice.

In fact, research by the National Association of Realtors (NAR) found that the share of multigenerational home buyers rose to 14% in 2022––close to an all-time high.1

Buyers cite a multitude of reasons for choosing a multigenerational home, including saving money on living expenses, pooling resources, taking care of very young or aging relatives, and spending more time with family.

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August 2024 - Jean-Luc Andriot - Blog Post Image for Jean-Luc Andriot blog 080124  

With home prices and rates still relatively high, securing a mortgage can feel daunting––even to the most experienced borrowers. But don't let that deter you: If other homebuyers' experiences are any indication, odds are you'll eventually find a home loan that works well for you.

In fact, most U.S. homeowners say they're satisfied with the mortgage they received, according to a recent Bankrate survey. The vast majority of the surveyed homeowners (69%) said they'd buy their current home again if they had a do-over.1

The key to finding the right home loan for you is to look for one that you’ll feel comfortable with long after you've closed on your new property. In addition to comparing term lengths and mortgage rates, also consider how the

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July 2024 - Jean-Luc Andriot - Blog Post Image for Jean-Luc Andriot blog 070124

Whether you’re putting your home on the market in a few weeks or a few years, strategic upgrades can make all the difference. But you don't have to embark on a major remodel to make a significant improvement.

Even minor updates can have a big impact on your home’s aesthetic, and certain renovations can even boost its future sale price.

From curb appeal to interior updates, here are seven weekend projects that will enhance your home’s current charm and long-term value.

1. Freshen Your Front Door

Is your front door looking a little tired? A new coat of paint can make your home more inviting to today’s guests and tomorrow’s buyers.

But before you grab that paintbrush, think carefully about your choice of hue. According to a recent study, the

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2024 Real Estate Mythbusting for Jean-Luc Andriot blog 042624 


Myth 1: I should wait to move until mortgage rates fall. 
Reality: While experts say rates will come down, trying to time the market is not a good strategy.
Working with a pro for expert advice is.

Myth 2: I'll get a better deal once prices crash. 
Reality: Prices aren't falling. Data show they are rising, just at a slower pace.
So, waiting may actually cost you more in the long run.

View short video here

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