For most people, moving has come with an assumption built in: you sell the house you're leaving and put the proceeds toward the one you're buying. The only real question is what it will sell for.
For more owners this year, that assumption is loosening. The question showing up isn't just "what will it sell for" but "should I sell it at all, or keep it and rent it out?" It's a fair question, and the answer isn't obvious in either direction. Keeping the home can preserve a mortgage rate you'll never see again and turn a house into an income property. It also makes you a landlord, with a tax clock that starts the day it stops being your home and a workload that never shows up on a spreadsheet. Here's how to think it through.